Is it really worth insuring my home contents?
If you cannot afford to repair or replace something when it is stolen or damaged, and you prefer not to live without replaceable items, it's worth having home contents insurance. Benefits received as the result of a successful claim will help stem loss.
Make sure your cover remains current - mine lapsed and wasn't noticed until moving apartments earlier this year. Stern self-rebuke was followed by not particularly swift action, but I eventually arranged new cover.
via Business feed http://www.scmp.com/business/money/expert-qa/article/1094662/ask-melanie-home-contents-insurance
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