Ask Melanie: should I hoard my cash?

I hate seeing the value of my investments drop, so I've been keeping my money in cash. Is that a good strategy given there's still so much uncertainty around?

By protecting yourself from risk in one area you may unwittingly expose yourself to risk in another. Keeping cash in the bank to protect its value leaves you wide open to a more insidious risk - inflation.

Hong Kong's consumer price index (CPI) measures inflation, or the rate at which prices rise for goods and services. The composite CPI measures average spending in all households.

via Business feed http://www.scmp.com/business/money/expert-qa/article/1036874/ask-melanie-should-i-hoard-my-cash